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Comprehensive Wealth Management

Comprehensive Wealth Management consists of holistic Financial Planning and integrated Investment Management. It is a complex process that involves the following steps: 

  • extensive consultation
  • business and personal financial data gathering
  • establishing financial goals and objectives
  • analysis of information
  • development of tactics and strategies in a written plan to meet stated objectives
  • implementation of your plan
  • monitoring your plan and making necessary adjustments

The process is analytical and advisory, involving evaluation of your present financial situation, income tax and investment planning, estate and retirement planning with specific recommendations in each of these areas. The planning is an ongoing service that requires a review and revision of the plan periodically.

The financial plan may address any or all of the following areas of concern:

  • investment portfolio analysis and recommendations
  • income tax and cash flow
  • assessment of client risk and individual portfolio risk
  • education funding
  • estate tax analysis and multigenerational asset transfer strategies
  • insurance audit - life, disability, LTC, health, property/casualty, liability
  • retirement strategies for accumulation and tax efficient distributions using probability forecasting
  • business consulting and benefit integration for closely held corporations or self-employed executive compensation