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FAQs

Here are some questions that we are often asked. We hope these further assist you in finding your ideal financial planning firm. 

Q: How do I schedule an appointment?

A: Please call (608) 821-1777 to schedule an introductory appointment. You may also email us at [email protected]

Q: What should I bring to my first meeting with Retirement Solutions?

A: You should bring the following items to your initial consultation:

  • Investment Account Statements
  • Retirement Account Statements - IRA, 401(k), 403(b), 457 Plan, etc.
  • Banking Statements - Checking, Savings, Money Market and CDs.
  • Insurance Information - Annuity, Life, Disability, Long-term Care, Homeowner's, Liability.
  • Real Estate Information - Fair Market Values and Mortgage Amounts/Terms.
  • Estate Planning Documents - Wills, Powers of Attorney, Medical Directives, Trusts, etc.
  • 2 Years of Tax Returns - Personal and Business, if applicable.

You should also download and print a copy of our Investor Profile Questionnaire. Please complete it and bring it to your initial meeting. Download the Questionnaire Here.

Q: What should I bring to my first meeting with Retirement Solutions if I am an institutional client?:

A: You should bring the following items to your initial consultation:

Required Documents:

  • Most Recent Investment Statement(s) and Performance Report(s).
  • Investment Policy Statement.
  • Fiduciary Adviser Acknowledgement
  • Fiduciary Adviser and Service Provider Agreement.
  • Retirement Solutions Institutional questionnaire (Download Here.)

Recommended Documents:

  • Documents pertaining to the selection of the Service Provider and the Fiduciary Adviser.
  • Investment Committee by-laws.
  • Investment committee minutes.
  • Code of ethics/conflicts of interests policies and procedures.

Q: What makes Retirement Solutions, LLC different from other financial planning and investment management firms?

A: There are a number of reasons listed below.

Comprehensive Financial Advice: We simply do not offer investment advice without first knowing your situation holistically. This ensures that you are receiving advice that is appropriate for your circumstances, time frame, risk tolerance, goals and objectives.

Multi-generational Focus: Retirement Solutions can assist you with and provide integrated solutions on any issue concerning or related to your family's finances. From complicated estate planning and investment issues to automobile leases and home mortgages, we can help.

Relevant Experience: Our team has over 45 years of collective experience in the financial planning industry.

Ethical Standards: We act in the best interest of our clients at all times and in fact, Retirement Solutions has a fiduciary responsibility to our clientele.

Specialty: We are not general practitioners; rather, we are comprehensive wealth managers.

Independent Firm: Retirement Solutions is an independent organization and not a subsidiary of a financial services giant that manufactures products for a salesforce to sell to the public.

Q: Does Retirement Solutions recommend alternative investments?

A: Depending upon your financial situation, goals and objectives, alternative investments may be utilized.

Q: Does Retirement Solutions pick individual stocks?

A: Our investment philosophy is based upon long-term methodologies that seek to reduce risk and provide an enhanced level of return. We may use individual equities if they are appropriate for a client's situation.

Q: Does Retirement Solutions work with institutions such as corporations, non-profits and associations?

A: Yes. We can assist your business, non-profit or association with the implementation and administration of defined benefit plans, defined contribution plans, 401(k), 403(b), 457 deferred compensation and profit sharing or any other qualified plan that may be appropriate.

Q: Can Retirement Solutions help me with stock option planning or a highly concentrated equity position?

A: Yes; in fact, many corporate executives with whom we work have benefited from our stock option and concentrated equity position strategies.

Q: How is Retirement Solutions compensated for investment management and financial planning services?

A: Retirement Solutions provides investment management and financial planning services on a fee-only basis.

Q: Does Retirement Solutions prepare tax returns or draft legal documents?

A: Retirement Solutions does not prepare tax returns or legal documents, however, our team includes local CPA Firms and Law Firms to which we can refer you. Additionally, we can work directly with your existing accountant and/or lawyer to ensure sharing of information with your written approval.